Affordable Dentistry in Irving, TX!

At Valley Ranch Dental Associates, we are here to accommodate our patient’s needs to the best of our abilities. One of the ways we strive to make our services convenient and budget-friendly is by providing families with a variety of flexible financing options. Have a financial question or concern for our team? Please don’t hesitate to contact our office, and we’ll be happy to assist you.

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Acceptable Payment Methods

Our office provides and accepts a wide range of payment options to keep our care as accessible and budget-friendly as we possibly can. Our acceptable payment methods include:

  • Cash*
  • Check
  • Credit Card: Visa, Mastercard, American Express, and Discover
  • CareCredit Payment Plans
  • Dental Insurance
  • FSAs & HSAs
  • In-House Dental Membership Plan
  • In-House Financing
  • Sunbit Payment Plans

*Ask us about our cash discount!

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Dental Insurance

Valley Ranch Dental Associates accepts both in and out-of-network dental insurance plans, and we would be happy to file, track, and update your claims on your behalf. Our team loves helping patients maximize their dental benefits to minimize what they have to pay out-of-pocket. Our in-network providers include:

  • Aetna
  • Ameritas
  • Careington
  • Cigna
  • Guardian
  • Humana
  • Mavarest
  • Metlife
  • Renaissance Dental
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Our In-House Dental Membership Plan

Uninsured or underinsured? Our office provides an in-house dental membership plan that is designed to make dental care affordable for patients who lack dental benefits. Our plans offer the routine preventive care that every patient needs as well as excellent discounts on additional services. There are also no waiting periods, claim forms, annual maximums, deductibles, pre-authorization requirements, pre-existing condition limitations, or hidden fees to worry about. Benefits include:

  • Two Dental Exams & X-Rays per Year
  • Two Routine Cleanings per Year
  • 20% Off Additional Services

Adult Plan


Child Plan (13 and Younger)


Benefits begin immediately upon enrollment, so contact our office to learn more or enroll today!

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CareCredit® and Sunbit Financing

CareCredit and Sunbit both offer a way to break up the cost of a patient’s care into manageable monthly payments. Patients can utilize low-interest or no-interest payment plans to cover the cost of their dental care upfront, including cosmetic services, and choose a payment plan that fits their budgetary needs. To learn more and apply, we recommend visiting their respective websites. Credit decisions are typically made within minutes, so you could apply and be approved today!

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Alphaeon Credit Card

With the Alphaeon Credit card*, you’ll find a wide array of monthly payment options to help your reach your individual goals.

The Alphaeon Credit card allows you to move forward today without delay. Plus, with special financing options not available with other credit cards, you may find the Alphaeon Credit card is the better way to pay.

With the Alphaeon Credit card, you can receive the care your physician recommends with flexible payment options that fit your lifestyle.

Apply today so you can focus on looking, feeling, and being your best.

Apply Now